Finally, our summer holidays is just around the corner!
There are 2 main priorities that need to be addressed before we leave for our dreamy destination. How do we allocate the budget we spend on holidays and the purchase of travel insurance.
A third priority is to plan how to move to the destination we chose and what we will be visiting, where we will stay, etc.
Someone will wonder why buy travel insurance when traveling for a few days or traveling to another EU country.
That’s because the EU health insurance card covers certain things that if you have a problem, you will certainly need it and of course the probability of any unforeseen occurrence during a short holiday is not diminished. Please note that the EU health insurance card does not cover private health care.
What does travel insurance is?
Travel insurance provides the assistance the traveler needs when travelling, providing cover for unexpected events such as flight delay, scheduled voyage, document loss, luggage delivery delay or luggage loss, medical coverage or the cover needed for a visa.
What if you rent a car on your holiday
In case of any damage to the rental car that you drive, the exemption insurance will cover the exemption stated in the car hire insurance, compensating for damage or theft of personal belongings prior to the event in the car. This insurance can start from € 7. Even for those who do not buy an exemption insurance, it would be very good to read the terms of car rental contracts before they sign.
Travel Insurance Categories
There are three main categories of travel insurance:
- travel insurance
- professional travel insurance
- student travel insurance.
The cost of travel insurance varies and depends mainly on the duration of travel and coverage.
What you should not forget when you issue the travel insurance contract
It is very important that you have your insurance policy number down with you at all time and contact the 24th customer service centres if something happens.
Always carry with you in your carry on your wallet, credit and debit cards, a police ID or passport, as well as the medical prescriptions you have received.
If you have a special condition, it is advisable to have a medical report with you translated into your target language or in English. The prescription should include the international raw material of the medicine.
In-flight prevention measures and others
As travel insurances are operating preventively, insurance companies, in order to reduce the costs they pay for compensation, they recommend:
- Tell the cabin crew of the aircraft if you have a health problem to provide you with relevant support services
- You should be dressed appropriately with comfortable clothing and shoes and avoid foods that can cause problems – such as dairy, starch, carbonated drinks, alcohol.
- Those who are bothered by the change of time should take care to have rest in the plane.
Special caution should be taken in temperature changes by those who experience excessive sun exposure or cold exposure or have problems with high humidity rates. Hypothermia and hyperthermia may pose health problems.
We are always optimistic when we go on holiday, why not be sure and that we will go well!